Mortgage executed by Lisa Lyerla,

MORTGAGE FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Lisa Lyerla, an umarried woman, to Mortgage Electronic Registration Systems, Inc., solely as nominee for Decision One Mortgage Company, LLC, on the 21st day of November, 2002, said mortgage recorded in the Office of the Judge of Probate of Lee County, Alabama, in Mortgage Book 2922, Page 659; said mortgage having subsequently been transferred and assigned to The Bank of New York Mellon Trust Company, National Association, fka The Bank of New York Trust Company, N.A., as successor to JPMorgan Chase Bank N.A. as Trustee for RAMP 2003RS3, by instrument recorded in Mortgage Book 3828, Page 22, in the aforesaid Probate Office; the undersigned The Bank of New York Mellon Trust Company, National Association, as Trustee, fka The Bank of New York Trust Company, N.A., as Trustee, as successor to JPMorgan Chase Bank N.A. as Trustee for RAMP 2003RS3, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Opelika, Lee County, Alabama, on March 16, 2012, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Lee County, Alabama, to-wit:

Lot 14, Block K, according to the Preliminary Plan for Addition No. 2 to SESSIONS SUBDIVISION, a subdivision lying in the Northeast Quarter of Section 12, and in the Southeast Quarter of Section 1, Township 17 North, Range 29 East, Lee County, Alabama, being more particularly described as follows:

Commence at the Northeast corner of said Section 12 and run South along the Section line dividing Sections 12 and 7 a distance of 400 feet to a point on the North right of way line of Ramsey Street; thence run West along said right of way line 206 feet to the Northwest corner of the intersection Ramsey Street and Linda Avenue which marks the point of beginning. From said Point of Beginning run North along the West right of way line of Linda Avenue 200 feet; thence turn left 90 degrees and run West 100 feet; thence run South on a line parallel with the West right of way line of Linda Avenue 200 feet to the North right of way line of Ramsey Street; thence run East along the North right of way line of Ramsey Street 100 feet to the point of beginning.

Property Street Address: 755 Lee Rd. 215, Phenix City, AL 36870

THIS PROPERTY WILL BE SOLD ON AN "AS IS, WHERE IS" BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.

This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure.

The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate.

This sale is subject to postponement or cancellation.

The Bank of New York Mellon Trust Company, National Association, as Trustee, fka The Bank of New York Trust Company, N.A., as Trustee, as successor to JPMorgan Chase Bank N.A. as Trustee for RAMP 2003RS3, Mortgagee/Transferee

Colleen McCullough

SIROTE & PERMUTT, P.C.

P. O. Box 55727

Birmingham, AL 35255-5727

Attorney for Mortgagee/Transferee

www.sirote.com/foreclosures

153399

The Villager:

February 16,

February 23 and March 1, 2012